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CONSULT US

Affluence

Fintech

fintech

Service

Overview

FinTech Companies are broadly categorized into digital payments or digital lending Companies. At Affluence, we assist FinTech Companies to obtain relevant licenses and approvals from RBI / other authorities and further offer advisory and statutory compliance services to these FinTech Companies engaged in the following business:

Service

Our offerings

  • PPIs
  • UPI Payments
  • Digital Lending
  • P2P Lending
  • Payment Aggregators and Payment Gateways
  • Payments Banks
  • Regulatory Sandbox framework

Prepaid Payment Instruments (PPIs) are instruments that facilitate the purchase of goods and services (including financial services, remittance facilities, etc.) against a “stored value” on such instruments.  In India, PPIs may be issued by banks and eligible non-bank entities as pre-paid cards (physical/virtual) or virtual wallets.

The UPI is a payment platform managed and operated by NPCI.  It primarily relies on mobile technologies and telecommunications infrastructure to offer easily accessible, low-cost, and universal remittance facilities to users.

With increasing advances in technology and telecommunications infrastructure, several NBFCs in India have moved to digital platforms for credit products, particularly to small and medium enterprises and retail clients.

P2P lending platforms are online platforms that offer loan facilitation services between lenders registered on the platform and prospective borrowers.  Under RBI regulations, P2P lending platforms may be operated by eligible Indian Companies registered with the RBI as an NBFC-P2P lending platform.

P2P lending platforms are online platforms that offer loan facilitation services between lenders registered on the platform and prospective borrowers.  Under RBI regulations, P2P lending platforms may be operated by eligible Indian Companies registered with the RBI as an NBFC-P2P lending platform.

P2P lending platforms are online platforms that offer loan facilitation services between lenders registered on the platform and prospective borrowers.  Under RBI regulations, P2P lending platforms may be operated by eligible Indian Companies registered with the RBI as an NBFC-P2P lending platform.

P2P lending platforms are online platforms that offer loan facilitation services between lenders registered on the platform and prospective borrowers.  Under RBI regulations, P2P lending platforms may be operated by eligible Indian Companies registered with the RBI as an NBFC-P2P lending platform.