In order to provide greater flexibility to banks for pricing their Rupee bulk deposits, while ensuring uniformity in disclosure of interest rates on deposits, the Reserve Bank of India has released the following draft Amendment Directions:
I. Reserve Bank of India (Commercial Banks – Interest Rate on Deposits) Amendment Directions, 2026.
II. Reserve Bank of India (Small Finance Banks – Interest Rate on Deposits) Amendment Directions, 2026.
III. Reserve Bank of India (Regional Rural Banks – Interest Rate on Deposits) Amendment Directions, 2026.
IV. Reserve Bank of India (Payment Banks – Interest Rate on Deposits) Amendment Directions, 2026.
V. Reserve Bank of India (Local Area Banks – Interest Rate on Deposits) Amendment Directions, 2026.
VI. Reserve Bank of India (Urban Co-operative Banks – Interest Rate on Deposits) Amendment Directions, 2026. The comments / feedback on the draft Amendment Directions may be submitted by the regulated entities and members of public/other stakeholders on or before June 20, 2026.
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